IBC Bank Routing Number, A Quick Guide – The International Bank of Commerce or IBC is one of the largest Texas-based financial institutions. There are more than 200 IBC branches, and IBC has been opening expanding outside of Texas by opening locations in Oklahoma. If you have an IBC account, here is how you can find your IBC bank routing number.
How Do Routing Numbers Work?
A bank routing number is a nine-digit number. The purpose of that number is to identify the location of the bank when you set up a money transfer.
You use it along with your account number to make sure that the money reaches its destination without any delays. The routing number you use typically indicates the location of the branch where you opened your account.
Depending on the type of transaction you want to conduct, you might need additional information. You would typically need your full name and address to fill out a direct deposit form or issue a wire payment.
In some cases, you will also need the address of your branch or the main address of your bank. If you are making an international money transfer, you will need the SWIFT or BIC code of your bank.
How To Find Your IBC Routing Number
A lot of banks use a single routing number for all their locations in the same state. However, IBC has branches in more than 80 communities in Texas and Oklahoma.
IBC organizes its 215 branches into regions to easily indicate where money should go. There are current 11 routing numbers for IBC.
Your IBC bank routing number depends on where you opened your account. Here are the different routing number IBC uses:
Which IBC Routing Number Should You Use?
The list should help you figure out which IBC bank routing number to use based on where you opened your account. However, IBC has locations outside of those main cities.
You can double-check your routing number by looking at your checks. There are three numbers printed at the bottom of your checks. The first number is the nine-digit routing number you should use. The second number is your account number, and the third number is the check number.
You can also log into your IBC account to access this information. You should be able to find the address of your branch as well as your routing number.
If you’re not sure which routing number you should use, contact your IBC branch. There is an online tool you can use to find the nearest branch, and you can also use the IBC directory to find the main branch in your city.
We recommend using at least one of these methods to double-check your routing number since IBC uses different routing numbers for different regions.